PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Nizari Progressive

Sugar Land, TX · Charter 24384

NCUA · 6 branches

Q2 2026

$504.8MAssets
$347.7MLoans
$439.7MShares
$46.3MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.37%, up 4 bps year over year; NIM at 3.06%.
  • Asset quality: problem loans at 0.16% of loans (-15 bps YoY).
  • Capital: net worth / assets of 9.17%, up 27 bps from a year ago.
  • Funding: loans stand at 79.08% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.37%+4 bps YoY

Net Interest Margin (YTD, annualized)

3.06%+30 bps YoY

Efficiency Ratio (YTD, annualized)

57.20%-226 bps YoY

Net Worth / Assets

9.17%+27 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.33%1.23%1.21%1.37%1.37%+4 bps
Return on Equity14.93%13.98%13.78%15.23%14.90%-3 bps
Net Interest Margin2.76%2.73%2.74%3.12%3.06%+30 bps
Efficiency Ratio59.45%59.03%58.31%58.16%57.20%-226 bps
Growth
Asset Growth (YoY)17.87%14.27%15.58%13.02%12.54%-533 bps
Loan Growth (YoY)11.55%12.58%13.44%13.37%13.26%+170 bps
Share Growth (YoY)23.13%19.44%18.32%16.11%15.37%-776 bps
Asset Quality
Delinquent Loans / Loans0.31%0.28%0.47%0.26%0.16%-15 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital8.90%8.77%8.78%9.01%9.17%+27 bps
Net Worth / Assets8.90%8.77%8.78%9.01%9.17%+27 bps
Liquidity & Funding
Loans / Shares80.56%78.33%77.85%79.26%79.08%-147 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps