Nizari Progressive
Sugar Land, TX · Charter 24384 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 6 branches
Q2 2026
$504.8MAssets
$347.7MLoans
$439.7MShares
$46.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 98% of credit unions under $1B in assets in TX (rank 5 of 235).
- Widest gap: equity / assets trails 91% of credit unions under $1B in assets in TX (rank 215 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.37%
Rank 42 of 235
Net Interest Margin
3.06%
Rank 205 of 235
Efficiency Ratio
57.20%
Rank 13 of 235
Equity / Assets
9.17%
Rank 215 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.17% | 0.57% | 1.10% | Beats 82% | 42 / 235 | |
| Return on Equity | 14.90% | 1.03% | 4.30% | 7.58% | Beats 98% | 5 / 235 | |
| Net Interest Margin | 3.06% | 3.32% | 3.89% | 4.35% | Beats 13% | 205 / 235 | |
| Efficiency Ratio | 57.20% | 70.60% | 82.00% | 91.57% | Beats 95% | 13 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.20% | 0.59% | 1.14% | Beats 78% | 53 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.17% | 11.30% | 14.41% | 19.49% | Beats 9% | 215 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.17% | 11.30% | 14.41% | 19.49% | Beats 9% | 215 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 79.08% | 54.18% | 67.38% | 81.66% | 71st pctl | 67 / 235 | |
| Loans / Assets | 68.88% | 43.80% | 56.63% | 68.64% | 75th pctl | 58 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |