Sugar Land, TX · Charter 24384
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.33% | 1.23% | 1.21% | 1.37% | 1.37% | +4 bps | |
| Return on Equity | 14.93% | 13.98% | 13.78% | 15.23% | 14.90% | -3 bps | |
| Net Interest Margin | 2.76% | 2.73% | 2.74% | 3.12% | 3.06% | +30 bps | |
| Efficiency Ratio | 59.45% | 59.03% | 58.31% | 58.16% | 57.20% | -226 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 17.87% | 14.27% | 15.58% | 13.02% | 12.54% | -533 bps | |
| Loan Growth (YoY) | 11.55% | 12.58% | 13.44% | 13.37% | 13.26% | +170 bps | |
| Share Growth (YoY) | 23.13% | 19.44% | 18.32% | 16.11% | 15.37% | -776 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.31% | 0.28% | 0.47% | 0.26% | 0.16% | -15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.90% | 8.77% | 8.78% | 9.01% | 9.17% | +27 bps | |
| Net Worth / Assets | 8.90% | 8.77% | 8.78% | 9.01% | 9.17% | +27 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 80.56% | 78.33% | 77.85% | 79.26% | 79.08% | -147 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |