Alexandria, LA · Charter 21968
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.65% | 0.75% | 0.86% | 0.96% | 0.91% | 0.72% | 0.47% | 0.08% | -89 bps | |
| Return on Equity | 4.92% | 6.05% | 6.51% | 7.02% | 6.38% | 4.99% | 3.23% | 0.56% | -646 bps | |
| Net Interest Margin | 3.40% | 3.24% | 3.73% | 3.92% | 4.03% | 4.05% | 4.00% | 3.66% | -26 bps | |
| Efficiency Ratio | 83.21% | 79.61% | 79.25% | 77.72% | 78.77% | 78.05% | 80.71% | 84.87% | +715 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.32% | 5.75% | -3.46% | -0.33% | 0.66% | -9.55% | -4.61% | 1.87% | +220 bps | |
| Loan Growth (YoY) | -15.35% | -18.01% | -15.29% | -4.83% | -0.58% | 3.98% | 2.11% | -9.99% | -516 bps | |
| Share Growth (YoY) | -10.98% | 4.91% | -6.16% | -1.41% | -0.33% | -11.54% | -5.00% | 1.60% | +301 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.40% | 3.13% | 3.39% | 1.69% | 1.95% | 5.07% | 3.16% | 2.05% | +36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.08% | 0.08% | 0.08% | 0.08% | 0.11% | 0.02% | 0.15% | 0.07% | -1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.26% | 12.38% | 13.26% | 13.71% | 14.18% | 14.40% | 14.51% | 13.70% | -1 bps | |
| Net Worth / Assets | 13.26% | 12.38% | 13.26% | 13.71% | 14.18% | 14.40% | 14.51% | 13.70% | -1 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.17% | 70.34% | 75.22% | 82.06% | 82.96% | 82.68% | 80.86% | 72.70% | -936 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |