Louisiana Baptist
Alexandria, LA · Charter 21968 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$6.2MAssets
$3.8MLoans
$5.3MShares
$846KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 39% of credit unions under $1B in assets in LA (rank 35 of 56).
- Widest gap: return on equity trails 81% of credit unions under $1B in assets in LA (rank 46 of 57).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.06%
Rank 46 of 57
Net Interest Margin
3.66%
Rank 39 of 57
Efficiency Ratio
85.12%
Rank 35 of 56
Equity / Assets
13.70%
Rank 37 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.06% | 0.18% | 0.61% | 1.03% | Beats 19% | 46 / 57 | | |
| Return on Equity | 0.47% | 0.88% | 3.71% | 5.62% | Beats 19% | 46 / 57 | | |
| Net Interest Margin | 3.66% | 3.51% | 3.94% | 4.60% | Beats 32% | 39 / 57 | | |
| Efficiency Ratio | 85.12% | 76.49% | 84.29% | 92.65% | Beats 39% | 35 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.04% | 0.35% | 1.18% | 2.04% | Beats 26% | 43 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.70% | 11.86% | 15.46% | 23.44% | Beats 35% | 37 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.70% | 11.86% | 15.46% | 23.44% | Beats 35% | 37 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.70% | 55.77% | 71.07% | 79.18% | 61st pctl | 22 / 57 | | |
| Loans / Assets | 61.99% | 44.60% | 59.45% | 67.17% | 54th pctl | 26 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |