Alexandria, LA · Charter 21968
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
35
Asset Quality
26
Profitability
23
Liquidity
93
Efficiency
39
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Alexandria, LA · Charter 21968
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.65% | 0.75% | 0.86% | 0.96% | 0.91% | 0.72% | 0.47% | 0.08% | -89 bps | |
| Return on Equity | 4.92% | 6.05% | 6.51% | 7.02% | 6.38% | 4.99% | 3.23% | 0.56% | -646 bps | |
| Net Interest Margin | 3.40% | 3.24% | 3.73% | 3.92% | 4.03% | 4.05% | 4.00% | 3.66% | -26 bps | |
| Efficiency Ratio | 83.21% | 79.61% | 79.25% | 77.72% | 78.77% | 78.05% | 80.71% | 84.87% | +715 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.32% | 5.75% | -3.46% | -0.33% | 0.66% | -9.55% | -4.61% | 1.87% | +220 bps | |
| Loan Growth (YoY) | -15.35% | -18.01% | -15.29% | -4.83% | -0.58% | 3.98% | 2.11% | -9.99% | -516 bps | |
| Share Growth (YoY) | -10.98% | 4.91% | -6.16% | -1.41% | -0.33% | -11.54% | -5.00% | 1.60% | +301 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.40% | 3.13% | 3.39% | 1.69% | 1.95% | 5.07% | 3.16% | 2.05% | +36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.08% | 0.08% | 0.08% | 0.08% | 0.11% | 0.02% | 0.15% | 0.07% | -1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.26% | 12.38% | 13.26% | 13.71% | 14.18% | 14.40% | 14.51% | 13.70% | -1 bps | |
| Net Worth / Assets | 13.26% | 12.38% | 13.26% | 13.71% | 14.18% | 14.40% | 14.51% | 13.70% | -1 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.17% | 70.34% | 75.22% | 82.06% | 82.96% | 82.68% | 80.86% | 72.70% | -936 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Alexandria, LA · Charter 21968 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
Return on Assets
0.06%
Rank 46 of 57
Net Interest Margin
3.66%
Rank 39 of 57
Efficiency Ratio
85.12%
Rank 35 of 56
Equity / Assets
13.70%
Rank 37 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.06% | 0.18% | 0.61% | 1.03% | Beats 19% | 46 / 57 | ||
| Return on Equity | 0.47% | 0.88% | 3.71% | 5.62% | Beats 19% | 46 / 57 | ||
| Net Interest Margin | 3.66% | 3.51% | 3.94% | 4.60% | Beats 32% | 39 / 57 | ||
| Efficiency Ratio | 85.12% | 76.49% | 84.29% | 92.65% | Beats 39% | 35 / 56 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.04% | 0.35% | 1.18% | 2.04% | Beats 26% | 43 / 57 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.70% | 11.86% | 15.46% | 23.44% | Beats 35% | 37 / 57 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.70% | 11.86% | 15.46% | 23.44% | Beats 35% | 37 / 57 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 72.70% | 55.77% | 71.07% | 79.18% | 61st pctl | 22 / 57 | ||
| Loans / Assets | 61.99% | 44.60% | 59.45% | 67.17% | 54th pctl | 26 / 57 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||