New Orleans, LA · Charter 2056
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.64% | 0.65% | 0.55% | 0.14% | 0.11% | -53 bps | |
| Return on Equity | 8.53% | 8.56% | 7.00% | 1.75% | 1.46% | -707 bps | |
| Net Interest Margin | 5.40% | 5.38% | 5.47% | 4.83% | 4.77% | -63 bps | |
| Efficiency Ratio | 88.50% | 88.73% | 90.32% | 98.16% | 98.44% | +994 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.17% | -1.96% | 4.28% | -0.70% | 0.65% | +83 bps | |
| Loan Growth (YoY) | -1.96% | -9.70% | -14.16% | -21.47% | -24.92% | -2,295 bps | |
| Share Growth (YoY) | -0.86% | -2.67% | 4.59% | -0.86% | 0.83% | +169 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.74% | 1.95% | 2.31% | 1.73% | 0.81% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.89% | 1.08% | 0.80% | 0.87% | 0.46% | -42 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.49% | 7.63% | 7.93% | 7.75% | 7.72% | +23 bps | |
| Net Worth / Assets | 7.49% | 7.63% | 7.93% | 7.75% | 7.72% | +23 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 47.08% | 45.20% | 43.25% | 38.78% | 35.06% | -1,202 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |