Sewerage & Water Board Employees
New Orleans, LA · Charter 2056 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$8.5MAssets
$2.7MLoans
$7.8MShares
$658KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 87% of credit unions under $1B in assets (rank 211 of 1683).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets (rank 1640 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.12%
Rank 1,434 of 1,683
Net Interest Margin
4.79%
Rank 211 of 1,683
Efficiency Ratio
98.38%
Rank 1,542 of 1,682
Equity / Assets
7.72%
Rank 1,640 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.12% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,434 / 1,683 | |
| Return on Equity | 1.52% | 2.67% | 5.89% | 8.74% | Beats 18% | 1,384 / 1,681 | |
| Net Interest Margin | 4.79% | 3.31% | 3.82% | 4.32% | Beats 87% | 211 / 1,683 | |
| Efficiency Ratio | 98.38% | 68.91% | 78.20% | 86.93% | Beats 8% | 1,542 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.80% | 0.26% | 0.65% | 1.29% | Beats 43% | 960 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.72% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,640 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.72% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,640 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 35.06% | 52.61% | 69.38% | 83.50% | 7th pctl | 1,558 / 1,683 | |
| Loans / Assets | 32.24% | 44.71% | 59.18% | 70.72% | 10th pctl | 1,518 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |