New Orleans, LA · Charter 2056
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
3
Asset Quality
43
Profitability
40
Liquidity
0
Efficiency
8
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Charter 2056
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.64% | 0.65% | 0.55% | 0.14% | 0.11% | -53 bps | |
| Return on Equity | 8.53% | 8.56% | 7.00% | 1.75% | 1.46% | -707 bps | |
| Net Interest Margin | 5.40% | 5.38% | 5.47% | 4.83% | 4.77% | -63 bps | |
| Efficiency Ratio | 88.50% | 88.73% | 90.32% | 98.16% | 98.44% | +994 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.17% | -1.96% | 4.28% | -0.70% | 0.65% | +83 bps | |
| Loan Growth (YoY) | -1.96% | -9.70% | -14.16% | -21.47% | -24.92% | -2,295 bps | |
| Share Growth (YoY) | -0.86% | -2.67% | 4.59% | -0.86% | 0.83% | +169 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.74% | 1.95% | 2.31% | 1.73% | 0.81% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.89% | 1.08% | 0.80% | 0.87% | 0.46% | -42 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.49% | 7.63% | 7.93% | 7.75% | 7.72% | +23 bps | |
| Net Worth / Assets | 7.49% | 7.63% | 7.93% | 7.75% | 7.72% | +23 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 47.08% | 45.20% | 43.25% | 38.78% | 35.06% | -1,202 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Orleans, LA · Charter 2056 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.12%
Rank 1,434 of 1,683
Net Interest Margin
4.79%
Rank 211 of 1,683
Efficiency Ratio
98.38%
Rank 1,542 of 1,682
Equity / Assets
7.72%
Rank 1,640 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.12% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,434 / 1,683 | |
| Return on Equity | 1.52% | 2.67% | 5.89% | 8.74% | Beats 18% | 1,384 / 1,681 | |
| Net Interest Margin | 4.79% | 3.31% | 3.82% | 4.32% | Beats 87% | 211 / 1,683 | |
| Efficiency Ratio | 98.38% | 68.91% | 78.20% | 86.93% | Beats 8% | 1,542 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.80% | 0.26% | 0.65% | 1.29% | Beats 43% | 960 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 7.72% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,640 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 7.72% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,640 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 35.06% | 52.61% | 69.38% | 83.50% | 7th pctl | 1,558 / 1,683 | |
| Loans / Assets | 32.24% | 44.71% | 59.18% | 70.72% | 10th pctl | 1,518 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||