PackageTrendsPeer
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Hill District

Pittsburgh, PA · Charter 20354

NCUA · 1 branch

Q2 2026

$16.5MAssets
$4.1MLoans
$11.7MShares
$4.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.52%, down 14 bps year over year; NIM at 3.04%.
  • Asset quality: problem loans at 26.24% of loans (-123 bps YoY).
  • Capital: net worth / assets of 25.50%, down 166 bps from a year ago.
  • Funding: loans stand at 34.84% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.52%-14 bps YoY

Net Interest Margin (YTD, annualized)

3.04%+32 bps YoY

Efficiency Ratio (YTD, annualized)

89.26%+691 bps YoY

Net Worth / Assets

25.50%-166 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.66%0.64%-0.32%0.83%0.52%-14 bps
Return on Equity2.45%2.52%-1.18%3.12%2.05%-40 bps
Net Interest Margin2.72%2.93%3.25%3.07%3.04%+32 bps
Efficiency Ratio82.35%66.29%72.69%84.20%89.26%+691 bps
Growth
Asset Growth (YoY)13.96%8.37%10.26%5.42%-1.32%-1,527 bps
Loan Growth (YoY)7.41%8.08%6.86%3.87%-4.53%-1,194 bps
Share Growth (YoY)21.21%12.82%16.16%10.30%-1.38%-2,259 bps
Asset Quality
Delinquent Loans / Loans27.47%25.29%28.50%25.54%26.24%-123 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital27.16%25.39%27.01%26.59%25.50%-166 bps
Net Worth / Assets27.16%25.39%27.01%26.59%25.50%-166 bps
Liquidity & Funding
Loans / Shares35.99%37.92%36.92%35.81%34.84%-115 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps