Hill District
Pittsburgh, PA · Charter 20354 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$16.5MAssets
$4.1MLoans
$11.7MShares
$4.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 90% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 8 of 78).
- Widest gap: nonperforming loans / loans trails 99% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 78 of 78).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.52%
Rank 53 of 78
Net Interest Margin
3.03%
Rank 60 of 78
Efficiency Ratio
89.28%
Rank 59 of 78
Equity / Assets
25.50%
Rank 8 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.37% | 0.83% | 1.31% | Beats 32% | 53 / 78 | |
| Return on Equity | 2.04% | 1.73% | 5.71% | 9.08% | Beats 27% | 57 / 78 | |
| Net Interest Margin | 3.03% | 3.17% | 3.63% | 4.21% | Beats 23% | 60 / 78 | |
| Efficiency Ratio | 89.28% | 65.01% | 78.15% | 89.28% | Beats 26% | 59 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 26.25% | 0.40% | 0.84% | 1.97% | Beats 1% | 78 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.50% | 12.42% | 15.10% | 18.27% | Beats 90% | 8 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.50% | 12.42% | 15.10% | 18.27% | Beats 90% | 8 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 34.83% | 34.83% | 50.41% | 71.84% | 24th pctl | 59 / 78 | |
| Loans / Assets | 24.77% | 29.34% | 41.02% | 56.96% | 14th pctl | 67 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |