Security National Bank of Omaha
Omaha, NE · Cert 19213 · Peer group: banks $1B-$10B in assets operating regionally (n=174) · Security National Corp.
National charter · OCC · 14 branches
Q2 2026
$1.9BAssets
$1.4BLoans
$1.5BDeposits
$181.3MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 84% of banks $1B-$10B in assets operating regionally (rank 27 of 174).
- Widest gap: nonperforming loans / loans trails 71% of banks $1B-$10B in assets operating regionally (rank 125 of 174).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.42%
Rank 57 of 174
Net Interest Margin
4.07%
Rank 27 of 174
Efficiency Ratio
63.44%
Rank 108 of 174
Equity / Assets
9.75%
Rank 113 of 174
Non-interest income vs. expense
Unfavorable gap of $41.1M · efficiency ratio beats 39% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.42% | 0.93% | 1.27% | 1.52% | Beats 67% | 57 / 174 | | |
| Return on Equity | 14.56% | 9.26% | 11.89% | 14.41% | Beats 77% | 40 / 174 | | |
| Net Interest Margin | 4.07% | 3.22% | 3.56% | 3.91% | Beats 84% | 27 / 174 | | |
| Efficiency Ratio | 63.44% | 51.59% | 59.21% | 67.02% | Beats 39% | 108 / 174 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.03% | 0.29% | 0.60% | 1.18% | Beats 29% | 125 / 174 | | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.03% | 0.10% | Beats 64% | 63 / 174 | | |
| Capital |
| Tier 1 Capital Ratio | 13.37% | 11.19% | 12.82% | 14.11% | Beats 63% | 65 / 174 | | |
| Total Risk-Based Capital Ratio | 14.63% | 11.81% | 13.70% | 15.33% | Beats 65% | 61 / 174 | | |
| Equity / Assets | 9.75% | 9.15% | 10.31% | 11.72% | Beats 35% | 113 / 174 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.00% | 80.93% | 90.31% | 97.12% | 59th pctl | 71 / 174 | | |
| Loans / Assets | 74.03% | 69.01% | 75.52% | 80.85% | 44th pctl | 97 / 174 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |