Omaha, NE · Cert 19213 · Security National Corp.
National charter · OCC · 14 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 3.0% share · #6 of 77 inst. · $1.3B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.05% | 1.07% | 1.26% | 1.25% | 1.27% | 1.28% | 1.53% | 1.46% | +21 bps | |
| Return on Equity | 12.59% | 12.84% | 14.61% | 14.35% | 14.38% | 14.13% | 15.64% | 14.95% | +60 bps | |
| Net Interest Margin | 3.64% | 3.73% | 3.81% | 3.83% | 3.85% | 4.05% | 4.18% | 4.07% | +25 bps | |
| Efficiency Ratio | 64.26% | 64.34% | 64.62% | 65.38% | 64.83% | 65.93% | 62.15% | 63.30% | -208 bps | |
| Non-Interest Burden | 2.07% | 2.13% | 2.10% | 2.18% | 2.18% | 2.34% | 2.18% | 2.23% | +5 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 18.51% | 9.04% | 2.18% | 10.79% | 2.61% | -2.19% | 5.23% | 2.51% | -827 bps | |
| Loan Growth (YoY) | 16.31% | 17.40% | 14.21% | 14.06% | 11.36% | 3.97% | 3.84% | 1.50% | -1,256 bps | |
| Deposit Growth (YoY) | 21.38% | 10.34% | 0.76% | 13.36% | 2.21% | -4.15% | 6.41% | -1.73% | -1,509 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.29% | 0.16% | 0.14% | 0.14% | 0.12% | 0.19% | 1.04% | 1.03% | +89 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.08% | 0.00% | 0.00% | -0.01% | 0.01% | -0.04% | 0.00% | 0 bps | |
| Allowance / Loans | 1.48% | 1.45% | 1.44% | 1.41% | 1.46% | 1.47% | 1.47% | 1.42% | +1 bps | |
| Allowance Coverage of NPLs | 5.1x | 9.2x | 10.2x | 10.1x | 12.1x | 7.9x | 1.4x | 1.4x | -8.8x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.31% | 9.45% | 10.07% | 9.96% | 10.02% | 10.55% | 10.90% | 10.58% | +62 bps | |
| Total Risk-Based Capital | 13.48% | 13.41% | 13.45% | 13.48% | 13.98% | 14.58% | 14.75% | 14.63% | +115 bps | |
| Equity / Assets | 8.47% | 8.38% | 8.87% | 8.81% | 9.27% | 9.97% | 9.61% | 9.75% | +93 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 83.79% | 85.56% | 89.08% | 89.08% | 91.29% | 92.81% | 86.92% | 92.00% | +292 bps | |
| Liquid Assets / Assets | 10.91% | 9.77% | 10.04% | 9.74% | 9.43% | 6.97% | 11.26% | 9.76% | +2 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 380% | 372% | 369% | n/a | n/a | |