Security National Bank of Omaha
Omaha, NE · Cert 19213 · Peer group: banks $1B-$10B in assets (n=311-317) · Security National Corp.
National charter · OCC · 14 branches
Q2 2026
$1.9BAssets
$1.4BLoans
$1.5BDeposits
$181.3MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 83% of banks $1B-$10B in assets (rank 55 of 317).
- Widest gap: nonperforming loans / loans trails 73% of banks $1B-$10B in assets (rank 227 of 311).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.42%
Rank 96 of 317
Net Interest Margin
4.07%
Rank 55 of 317
Efficiency Ratio
63.44%
Rank 199 of 317
Equity / Assets
9.75%
Rank 193 of 317
Non-interest income vs. expense
Unfavorable gap of $41.1M · efficiency ratio beats 38% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.42% | 0.93% | 1.22% | 1.51% | Beats 70% | 96 / 317 | |
| Return on Equity | 14.56% | 8.63% | 11.43% | 14.48% | Beats 75% | 78 / 317 | |
| Net Interest Margin | 4.07% | 3.06% | 3.45% | 3.83% | Beats 83% | 55 / 317 | |
| Efficiency Ratio | 63.44% | 51.90% | 59.69% | 67.53% | Beats 38% | 199 / 317 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.03% | 0.24% | 0.51% | 1.14% | Beats 27% | 227 / 311 | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.04% | 0.12% | Beats 65% | 110 / 311 | |
| Capital |
| Tier 1 Capital Ratio | 13.37% | 11.75% | 13.15% | 15.30% | Beats 54% | 146 / 317 | |
| Total Risk-Based Capital Ratio | 14.63% | 12.63% | 14.21% | 16.26% | Beats 57% | 136 / 317 | |
| Equity / Assets | 9.75% | 9.06% | 10.32% | 11.95% | Beats 39% | 193 / 317 | |
| Liquidity & Funding |
| Loans / Deposits | 92.00% | 76.63% | 88.04% | 95.67% | 64th pctl | 112 / 312 | |
| Loans / Assets | 74.03% | 65.41% | 74.05% | 79.71% | 49th pctl | 161 / 317 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |