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Security National Bank of Omaha

Omaha, NE · Cert 19213 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Security National Corp.

National charter · OCC · 14 branches

Q2 2026

$1.9BAssets
$1.4BLoans
$1.5BDeposits
$181.3MEquity

Executive Summary

  • Strongest standing: net interest margin outperforms 84% of banks $1B-$10B in assets operating regionally (rank 29 of 176).
  • Widest gap: nonperforming loans / loans trails 69% of banks $1B-$10B in assets operating regionally (rank 122 of 176).
  • Overall: at or above the peer median on 6 of 9 directional measures.

Return on Assets

1.42%

Rank 59 of 176

Net Interest Margin

4.07%

Rank 29 of 176

Efficiency Ratio

63.44%

Rank 106 of 176

Equity / Assets

9.75%

Rank 114 of 176

Non-interest income vs. expense

$18.0M$59.2MINCOMEEXPENSE
Unfavorable gap of $41.1M · efficiency ratio beats 40% of banks $1B-$10B in assets operating regionally
Bank 63.44%Peer median 59.6%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets1.42%0.93%1.26%1.54%Beats 66%59 / 176
Return on Equity14.56%9.26%11.89%14.46%Beats 76%42 / 176
Net Interest Margin4.07%3.25%3.59%3.93%Beats 84%29 / 176
Efficiency Ratio63.44%52.79%59.55%67.66%Beats 40%106 / 176
Asset Quality
Nonperforming Loans / Loans1.03%0.30%0.64%1.32%Beats 31%122 / 176
Net Charge-Offs / Loans0.02%0.01%0.04%0.10%Beats 66%61 / 176
Capital
Tier 1 Capital Ratio13.37%11.15%12.72%14.15%Beats 64%64 / 176
Total Risk-Based Capital Ratio14.63%11.81%13.63%15.33%Beats 66%59 / 176
Equity / Assets9.75%9.16%10.35%11.80%Beats 35%114 / 176
Liquidity & Funding
Loans / Deposits92.00%80.94%89.73%97.21%60th pctl71 / 176
Loans / Assets74.03%69.25%75.12%80.82%45th pctl96 / 176
Brokered Deposits / Depositsn/aNot reported for this institution