Jeannette, PA · Charter 18582
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.14% | 0.47% | 0.53% | 0.67% | 0.16% | +30 bps | |
| Return on Equity | -1.19% | 3.86% | 4.30% | 5.35% | 1.24% | +244 bps | |
| Net Interest Margin | 4.48% | 4.49% | 4.45% | 4.30% | 4.16% | -32 bps | |
| Efficiency Ratio | 102.87% | 95.55% | 92.91% | 85.15% | 96.53% | -633 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.56% | -0.96% | -1.68% | -2.19% | -2.64% | -208 bps | |
| Loan Growth (YoY) | 4.31% | -2.69% | -7.32% | -5.75% | -14.28% | -1,859 bps | |
| Share Growth (YoY) | -0.98% | -3.50% | -2.47% | -3.00% | -3.74% | -276 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.14% | 0.00% | 0.00% | 0.00% | 0.63% | +49 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.62% | 0.35% | 0.37% | 0.37% | 0.39% | -22 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.65% | 12.17% | 12.29% | 12.54% | 12.66% | +101 bps | |
| Net Worth / Assets | 11.65% | 12.17% | 12.29% | 12.54% | 12.66% | +101 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.19% | 84.85% | 78.45% | 78.27% | 74.08% | -911 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |