Jeannette, PA · Charter 18582
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Pittsburgh, PA area (n=78). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
28
Asset Quality
62
Profitability
35
Liquidity
25
Efficiency
14
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Jeannette, PA · Charter 18582
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.14% | 0.47% | 0.53% | 0.67% | 0.16% | +30 bps | |
| Return on Equity | -1.19% | 3.86% | 4.30% | 5.35% | 1.24% | +244 bps | |
| Net Interest Margin | 4.48% | 4.49% | 4.45% | 4.30% | 4.16% | -32 bps | |
| Efficiency Ratio | 102.87% | 95.55% | 92.91% | 85.15% | 96.53% | -633 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.56% | -0.96% | -1.68% | -2.19% | -2.64% | -208 bps | |
| Loan Growth (YoY) | 4.31% | -2.69% | -7.32% | -5.75% | -14.28% | -1,859 bps | |
| Share Growth (YoY) | -0.98% | -3.50% | -2.47% | -3.00% | -3.74% | -276 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.14% | 0.00% | 0.00% | 0.00% | 0.63% | +49 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.62% | 0.35% | 0.37% | 0.37% | 0.39% | -22 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.65% | 12.17% | 12.29% | 12.54% | 12.66% | +101 bps | |
| Net Worth / Assets | 11.65% | 12.17% | 12.29% | 12.54% | 12.66% | +101 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.19% | 84.85% | 78.45% | 78.27% | 74.08% | -911 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Jeannette, PA · Charter 18582 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
Return on Assets
0.13%
Rank 67 of 78
Net Interest Margin
4.14%
Rank 22 of 78
Efficiency Ratio
96.92%
Rank 68 of 78
Equity / Assets
12.66%
Rank 56 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.13% | 0.37% | 0.83% | 1.31% | Beats 14% | 67 / 78 | |
| Return on Equity | 1.06% | 1.73% | 5.71% | 9.08% | Beats 18% | 64 / 78 | |
| Net Interest Margin | 4.14% | 3.17% | 3.63% | 4.21% | Beats 72% | 22 / 78 | |
| Efficiency Ratio | 96.92% | 65.01% | 78.15% | 89.28% | Beats 14% | 68 / 78 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.62% | 0.40% | 0.84% | 1.97% | Beats 62% | 31 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 12.66% | 12.42% | 15.10% | 18.27% | Beats 28% | 56 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 12.66% | 12.42% | 15.10% | 18.27% | Beats 28% | 56 / 78 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 74.10% | 34.83% | 50.41% | 71.84% | 81st pctl | 15 / 78 | |
| Loans / Assets | 64.72% | 29.34% | 41.02% | 56.96% | 79th pctl | 16 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||