Franklin Regional Schools
Jeannette, PA · Charter 18582 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
$3.0MAssets
$1.9MLoans
$2.6MShares
$379KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 72% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 22 of 78).
- Widest gap: efficiency ratio trails 86% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 68 of 78).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.13%
Rank 67 of 78
Net Interest Margin
4.14%
Rank 22 of 78
Efficiency Ratio
96.92%
Rank 68 of 78
Equity / Assets
12.66%
Rank 56 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.13% | 0.37% | 0.83% | 1.31% | Beats 14% | 67 / 78 | |
| Return on Equity | 1.06% | 1.73% | 5.71% | 9.08% | Beats 18% | 64 / 78 | |
| Net Interest Margin | 4.14% | 3.17% | 3.63% | 4.21% | Beats 72% | 22 / 78 | |
| Efficiency Ratio | 96.92% | 65.01% | 78.15% | 89.28% | Beats 14% | 68 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.62% | 0.40% | 0.84% | 1.97% | Beats 62% | 31 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.66% | 12.42% | 15.10% | 18.27% | Beats 28% | 56 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.66% | 12.42% | 15.10% | 18.27% | Beats 28% | 56 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 74.10% | 34.83% | 50.41% | 71.84% | 81st pctl | 15 / 78 | |
| Loans / Assets | 64.72% | 29.34% | 41.02% | 56.96% | 79th pctl | 16 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |