Longview, WA · Charter 1827
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.40% | 0.46% | 0.53% | 0.90% | 0.61% | +21 bps | |
| Return on Equity | 2.08% | 2.37% | 2.78% | 4.73% | 3.18% | +110 bps | |
| Net Interest Margin | 5.12% | 5.16% | 5.03% | 4.59% | 4.67% | -45 bps | |
| Efficiency Ratio | 82.72% | 82.10% | 82.40% | 83.62% | 81.21% | -152 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.27% | 1.76% | 3.42% | 1.70% | 3.49% | +222 bps | |
| Loan Growth (YoY) | -8.53% | -6.82% | -6.78% | -8.73% | -10.25% | -172 bps | |
| Share Growth (YoY) | -1.66% | -0.59% | 1.61% | 0.54% | 2.93% | +458 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.80% | 1.17% | 1.24% | 0.36% | 0.10% | -170 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 19.15% | 19.34% | 19.22% | 18.98% | 19.25% | +10 bps | |
| Net Worth / Assets | 19.15% | 19.34% | 19.22% | 18.98% | 19.25% | +10 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.38% | 78.41% | 73.20% | 68.33% | 66.60% | -978 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |