Mint Valley
Longview, WA · Charter 1827 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$23.7MAssets
$12.7MLoans
$19.1MShares
$4.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of credit unions under $1B in assets (rank 233 of 1682).
- Widest gap: return on equity trails 71% of credit unions under $1B in assets (rank 1188 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.62%
Rank 996 of 1,683
Net Interest Margin
4.67%
Rank 259 of 1,683
Efficiency Ratio
81.30%
Rank 997 of 1,682
Equity / Assets
19.25%
Rank 261 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.62% | 0.35% | 0.74% | 1.18% | Beats 41% | 996 / 1,683 | |
| Return on Equity | 3.19% | 2.67% | 5.89% | 8.74% | Beats 29% | 1,188 / 1,681 | |
| Net Interest Margin | 4.67% | 3.31% | 3.82% | 4.32% | Beats 85% | 259 / 1,683 | |
| Efficiency Ratio | 81.30% | 68.91% | 78.20% | 86.93% | Beats 41% | 997 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.26% | 0.65% | 1.29% | Beats 86% | 233 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.25% | 10.44% | 12.89% | 16.53% | Beats 84% | 261 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.25% | 10.44% | 12.89% | 16.53% | Beats 84% | 261 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 66.60% | 52.61% | 69.38% | 83.50% | 45th pctl | 931 / 1,683 | |
| Loans / Assets | 53.66% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,009 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |