Longview, WA · Charter 1827
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
84
Asset Quality
86
Profitability
52
Liquidity
91
Efficiency
41
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Longview, WA · Charter 1827
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.40% | 0.46% | 0.53% | 0.90% | 0.61% | +21 bps | |
| Return on Equity | 2.08% | 2.37% | 2.78% | 4.73% | 3.18% | +110 bps | |
| Net Interest Margin | 5.12% | 5.16% | 5.03% | 4.59% | 4.67% | -45 bps | |
| Efficiency Ratio | 82.72% | 82.10% | 82.40% | 83.62% | 81.21% | -152 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.27% | 1.76% | 3.42% | 1.70% | 3.49% | +222 bps | |
| Loan Growth (YoY) | -8.53% | -6.82% | -6.78% | -8.73% | -10.25% | -172 bps | |
| Share Growth (YoY) | -1.66% | -0.59% | 1.61% | 0.54% | 2.93% | +458 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.80% | 1.17% | 1.24% | 0.36% | 0.10% | -170 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 19.15% | 19.34% | 19.22% | 18.98% | 19.25% | +10 bps | |
| Net Worth / Assets | 19.15% | 19.34% | 19.22% | 18.98% | 19.25% | +10 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.38% | 78.41% | 73.20% | 68.33% | 66.60% | -978 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Longview, WA · Charter 1827 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.62%
Rank 996 of 1,683
Net Interest Margin
4.67%
Rank 259 of 1,683
Efficiency Ratio
81.30%
Rank 997 of 1,682
Equity / Assets
19.25%
Rank 261 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.62% | 0.35% | 0.74% | 1.18% | Beats 41% | 996 / 1,683 | |
| Return on Equity | 3.19% | 2.67% | 5.89% | 8.74% | Beats 29% | 1,188 / 1,681 | |
| Net Interest Margin | 4.67% | 3.31% | 3.82% | 4.32% | Beats 85% | 259 / 1,683 | |
| Efficiency Ratio | 81.30% | 68.91% | 78.20% | 86.93% | Beats 41% | 997 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.10% | 0.26% | 0.65% | 1.29% | Beats 86% | 233 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 19.25% | 10.44% | 12.89% | 16.53% | Beats 84% | 261 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 19.25% | 10.44% | 12.89% | 16.53% | Beats 84% | 261 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 66.60% | 52.61% | 69.38% | 83.50% | 45th pctl | 931 / 1,683 | |
| Loans / Assets | 53.66% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,009 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||