Baton Rouge, LA · Charter 1726
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.44% | 0.45% | 0.62% | 0.94% | 0.59% | +16 bps | |
| Return on Equity | 3.57% | 3.76% | 5.05% | 7.53% | 4.78% | +121 bps | |
| Net Interest Margin | 3.00% | 2.99% | 3.04% | 3.12% | 3.15% | +16 bps | |
| Efficiency Ratio | 72.51% | 71.78% | 69.36% | 66.64% | 72.51% | 0 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.58% | 3.30% | 2.69% | 3.20% | 2.78% | +220 bps | |
| Loan Growth (YoY) | -0.18% | 0.32% | 1.81% | 1.74% | 1.24% | +142 bps | |
| Share Growth (YoY) | 1.90% | 1.65% | 5.08% | 4.07% | 3.62% | +172 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.43% | 0.48% | 0.47% | 0.32% | 0.36% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.30% | 12.06% | 12.37% | 12.42% | 12.45% | +15 bps | |
| Net Worth / Assets | 12.30% | 12.06% | 12.37% | 12.42% | 12.45% | +15 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 102.84% | 101.82% | 102.80% | 100.88% | 100.48% | -236 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |