Baton Rouge Telco
Baton Rouge, LA · Charter 1726 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 4 branches
Q2 2026
$457.7MAssets
$401.2MLoans
$399.2MShares
$57.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 76% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 6 of 21).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 20 of 21).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.59%
Rank 11 of 21
Net Interest Margin
3.15%
Rank 20 of 21
Efficiency Ratio
72.50%
Rank 6 of 21
Equity / Assets
12.45%
Rank 13 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.20% | 0.59% | 1.13% | Beats 48% | 11 / 21 | |
| Return on Equity | 4.78% | 1.01% | 4.78% | 7.97% | Beats 48% | 11 / 21 | |
| Net Interest Margin | 3.15% | 3.81% | 3.95% | 4.86% | Beats 5% | 20 / 21 | |
| Efficiency Ratio | 72.50% | 72.50% | 80.80% | 90.61% | Beats 76% | 6 / 21 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.36% | 0.36% | 0.80% | 1.45% | Beats 76% | 6 / 21 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.45% | 11.23% | 14.10% | 17.49% | Beats 38% | 13 / 21 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.45% | 11.23% | 14.10% | 17.49% | Beats 38% | 13 / 21 | |
| Liquidity & Funding |
| Loans / Deposits | 100.48% | 58.58% | 76.49% | 83.93% | 95th pctl | 1 / 21 | |
| Loans / Assets | 87.64% | 53.07% | 62.76% | 69.97% | 95th pctl | 1 / 21 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |