Baton Rouge, LA · Charter 1726
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.38% | 0.63% | 0.42% | 0.44% | 0.45% | 0.62% | 0.94% | 0.59% | +16 bps | |
| Return on Equity | 3.20% | 5.13% | 3.46% | 3.57% | 3.76% | 5.05% | 7.53% | 4.78% | +121 bps | |
| Net Interest Margin | 2.70% | 2.74% | 2.93% | 3.00% | 2.99% | 3.04% | 3.12% | 3.15% | +16 bps | |
| Efficiency Ratio | 77.36% | 73.69% | 70.68% | 72.51% | 71.78% | 69.36% | 66.64% | 72.51% | 0 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.79% | -2.58% | -1.51% | 0.58% | 3.30% | 2.69% | 3.20% | 2.78% | +220 bps | |
| Loan Growth (YoY) | 0.93% | -1.76% | -1.11% | -0.18% | 0.32% | 1.81% | 1.74% | 1.24% | +142 bps | |
| Share Growth (YoY) | 4.33% | -0.73% | -0.61% | 1.90% | 1.65% | 5.08% | 4.07% | 3.62% | +172 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.58% | 0.65% | 0.49% | 0.43% | 0.48% | 0.47% | 0.32% | 0.36% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.97% | 12.28% | 12.27% | 12.30% | 12.06% | 12.37% | 12.42% | 12.45% | +15 bps | |
| Net Worth / Assets | 11.97% | 12.28% | 12.27% | 12.30% | 12.06% | 12.37% | 12.42% | 12.45% | +15 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 103.18% | 106.09% | 103.19% | 102.84% | 101.82% | 102.80% | 100.88% | 100.48% | -236 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |