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Allied

Arlington, TX · Charter 17100

NCUA · 3 branches

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

30

Q2 2024Q2 2026peer median (50)

Asset Quality

78

Q2 2024Q2 2026peer median (50)

Profitability

77

Q2 2024Q2 2026peer median (50)

Liquidity

25

Q2 2024Q2 2026peer median

Efficiency

83

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Allied

Arlington, TX · Charter 17100

NCUA · 3 branches

Q2 2026

$137.6MAssets
$55.8MLoans
$120.1MShares
$16.4MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.79%, up 2 bps year over year; NIM at 4.00%.
  • Asset quality: problem loans at 0.23% of loans (-9 bps YoY).
  • Capital: net worth / assets of 11.91%, up 149 bps from a year ago.
  • Funding: loans stand at 46.42% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.79%+2 bps YoY

Net Interest Margin (YTD, annualized)

4.00%+15 bps YoY

Efficiency Ratio (YTD, annualized)

63.71%+266 bps YoY

Net Worth / Assets

11.91%+149 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.77%1.93%1.90%1.70%1.79%+2 bps
Return on Equity16.95%17.37%16.80%14.62%15.04%-191 bps
Net Interest Margin3.86%4.03%3.98%4.00%4.00%+15 bps
Efficiency Ratio61.05%60.46%60.57%64.76%63.71%+266 bps
Growth
Asset Growth (YoY)0.07%2.07%4.51%2.73%3.72%+365 bps
Loan Growth (YoY)4.49%1.56%4.48%4.24%4.10%-39 bps
Share Growth (YoY)-1.35%0.04%2.86%0.64%2.11%+346 bps
Asset Quality
Delinquent Loans / Loans0.32%0.77%0.59%0.27%0.23%-9 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital10.42%11.09%11.29%11.62%11.91%+149 bps
Net Worth / Assets10.42%11.09%11.29%11.62%11.91%+149 bps
Liquidity & Funding
Loans / Shares45.54%45.74%45.29%45.84%46.42%+89 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Allied

Arlington, TX · Charter 17100 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)

NCUA · 3 branches

Q2 2026

$137.6MAssets
$55.8MLoans
$120.1MShares
$16.4MNet Worth

Executive Summary

  • Strongest standing: return on equity outperforms 92% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 5 of 60).
  • Widest gap: equity / assets trails 70% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 42 of 60).
  • Overall: at or above the peer median on 5 of 7 directional measures.

Return on Assets

1.79%

Rank 7 of 60

Net Interest Margin

4.00%

Rank 29 of 60

Efficiency Ratio

63.70%

Rank 11 of 60

Equity / Assets

11.91%

Rank 42 of 60

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets1.79%0.02%0.62%0.99%Beats 88%7 / 60
Return on Equity15.04%0.12%4.17%8.32%Beats 92%5 / 60
Net Interest Margin4.00%3.36%3.95%4.45%Beats 52%29 / 60
Efficiency Ratio63.70%70.09%78.52%92.77%Beats 83%11 / 60
Asset Quality
Nonperforming Loans / Loans0.23%0.25%0.82%1.91%Beats 78%14 / 60
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio11.91%11.15%14.35%19.86%Beats 30%42 / 60
Total Risk-Based Capital Ration/aNot reported for this institution
Equity / Assets11.91%11.15%14.35%19.86%Beats 30%42 / 60
Liquidity & Funding
Loans / Deposits46.42%51.31%60.45%81.20%18th pctl49 / 60
Loans / Assets40.51%41.11%52.43%68.66%23rd pctl46 / 60
Brokered Deposits / Depositsn/aNot reported for this institution