Arlington, TX · Charter 17100
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.77% | 1.93% | 1.90% | 1.70% | 1.79% | +2 bps | |
| Return on Equity | 16.95% | 17.37% | 16.80% | 14.62% | 15.04% | -191 bps | |
| Net Interest Margin | 3.86% | 4.03% | 3.98% | 4.00% | 4.00% | +15 bps | |
| Efficiency Ratio | 61.05% | 60.46% | 60.57% | 64.76% | 63.71% | +266 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.07% | 2.07% | 4.51% | 2.73% | 3.72% | +365 bps | |
| Loan Growth (YoY) | 4.49% | 1.56% | 4.48% | 4.24% | 4.10% | -39 bps | |
| Share Growth (YoY) | -1.35% | 0.04% | 2.86% | 0.64% | 2.11% | +346 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.32% | 0.77% | 0.59% | 0.27% | 0.23% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.42% | 11.09% | 11.29% | 11.62% | 11.91% | +149 bps | |
| Net Worth / Assets | 10.42% | 11.09% | 11.29% | 11.62% | 11.91% | +149 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 45.54% | 45.74% | 45.29% | 45.84% | 46.42% | +89 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |