Arlington, TX · Charter 17100
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
30
Asset Quality
78
Profitability
77
Liquidity
25
Efficiency
83
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Arlington, TX · Charter 17100
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.36% | 1.43% | 1.41% | 1.77% | 1.93% | 1.90% | 1.70% | 1.79% | +2 bps | |
| Return on Equity | 14.34% | 14.53% | 14.13% | 16.95% | 17.37% | 16.80% | 14.62% | 15.04% | -191 bps | |
| Net Interest Margin | 3.39% | 3.45% | 3.69% | 3.86% | 4.03% | 3.98% | 4.00% | 4.00% | +15 bps | |
| Efficiency Ratio | 65.55% | 64.81% | 64.06% | 61.05% | 60.46% | 60.57% | 64.76% | 63.71% | +266 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.51% | -3.17% | -1.04% | 0.07% | 2.07% | 4.51% | 2.73% | 3.72% | +365 bps | |
| Loan Growth (YoY) | 2.94% | 1.82% | 4.45% | 4.49% | 1.56% | 4.48% | 4.24% | 4.10% | -39 bps | |
| Share Growth (YoY) | -5.94% | -4.60% | -2.38% | -1.35% | 0.04% | 2.86% | 0.64% | 2.11% | +346 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.66% | 0.78% | 0.46% | 0.32% | 0.77% | 0.59% | 0.27% | 0.23% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.46% | 9.86% | 9.96% | 10.42% | 11.09% | 11.29% | 11.62% | 11.91% | +149 bps | |
| Net Worth / Assets | 9.46% | 9.86% | 9.96% | 10.42% | 11.09% | 11.29% | 11.62% | 11.91% | +149 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 45.06% | 44.59% | 44.26% | 45.54% | 45.74% | 45.29% | 45.84% | 46.42% | +89 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Arlington, TX · Charter 17100 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 3 branches
Q2 2026
Return on Assets
1.79%
Rank 7 of 60
Net Interest Margin
4.00%
Rank 29 of 60
Efficiency Ratio
63.70%
Rank 11 of 60
Equity / Assets
11.91%
Rank 42 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.79% | 0.02% | 0.62% | 0.99% | Beats 88% | 7 / 60 | ||
| Return on Equity | 15.04% | 0.12% | 4.17% | 8.32% | Beats 92% | 5 / 60 | ||
| Net Interest Margin | 4.00% | 3.36% | 3.95% | 4.45% | Beats 52% | 29 / 60 | ||
| Efficiency Ratio | 63.70% | 70.09% | 78.52% | 92.77% | Beats 83% | 11 / 60 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.23% | 0.25% | 0.82% | 1.91% | Beats 78% | 14 / 60 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.91% | 11.15% | 14.35% | 19.86% | Beats 30% | 42 / 60 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.91% | 11.15% | 14.35% | 19.86% | Beats 30% | 42 / 60 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 46.42% | 51.31% | 60.45% | 81.20% | 18th pctl | 49 / 60 | ||
| Loans / Assets | 40.51% | 41.11% | 52.43% | 68.66% | 23rd pctl | 46 / 60 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||