Tucumcari, NM · Charter 14758
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.52% | 0.72% | 0.67% | 0.25% | 0.42% | -10 bps | |
| Return on Equity | 2.66% | 3.59% | 3.39% | 1.26% | 2.19% | -47 bps | |
| Net Interest Margin | 4.10% | 4.23% | 4.30% | 4.26% | 4.29% | +19 bps | |
| Efficiency Ratio | 88.53% | 85.12% | 86.21% | 94.87% | 91.18% | +265 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.55% | 2.68% | 4.91% | 2.98% | 4.55% | +300 bps | |
| Loan Growth (YoY) | 13.45% | 13.93% | 10.93% | 8.35% | 5.03% | -842 bps | |
| Share Growth (YoY) | 0.65% | 2.06% | 5.20% | 3.01% | 4.99% | +433 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.60% | 0.22% | 0.02% | 0.03% | 0.03% | -58 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.82% | 0.81% | 0.62% | 0.61% | 0.64% | -19 bps | |
| Capital | |||||||
| Risk-Based Capital | 19.64% | 19.92% | 19.68% | 19.60% | 19.40% | -24 bps | |
| Net Worth / Assets | 19.64% | 19.92% | 19.68% | 19.60% | 19.40% | -24 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 87.16% | 94.79% | 93.90% | 90.64% | 87.20% | +3 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |