Tucumcari, NM · Charter 14758
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
85
Asset Quality
90
Profitability
41
Liquidity
22
Efficiency
16
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Tucumcari, NM · Charter 14758
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.52% | 0.72% | 0.67% | 0.25% | 0.42% | -10 bps | |
| Return on Equity | 2.66% | 3.59% | 3.39% | 1.26% | 2.19% | -47 bps | |
| Net Interest Margin | 4.10% | 4.23% | 4.30% | 4.26% | 4.29% | +19 bps | |
| Efficiency Ratio | 88.53% | 85.12% | 86.21% | 94.87% | 91.18% | +265 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.55% | 2.68% | 4.91% | 2.98% | 4.55% | +300 bps | |
| Loan Growth (YoY) | 13.45% | 13.93% | 10.93% | 8.35% | 5.03% | -842 bps | |
| Share Growth (YoY) | 0.65% | 2.06% | 5.20% | 3.01% | 4.99% | +433 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.60% | 0.22% | 0.02% | 0.03% | 0.03% | -58 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.82% | 0.81% | 0.62% | 0.61% | 0.64% | -19 bps | |
| Capital | |||||||
| Risk-Based Capital | 19.64% | 19.92% | 19.68% | 19.60% | 19.40% | -24 bps | |
| Net Worth / Assets | 19.64% | 19.92% | 19.68% | 19.60% | 19.40% | -24 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 87.16% | 94.79% | 93.90% | 90.64% | 87.20% | +3 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Tucumcari, NM · Charter 14758 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.42%
Rank 1,209 of 1,683
Net Interest Margin
4.28%
Rank 444 of 1,683
Efficiency Ratio
91.26%
Rank 1,417 of 1,682
Equity / Assets
19.39%
Rank 250 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.42% | 0.35% | 0.74% | 1.18% | Beats 28% | 1,209 / 1,683 | |
| Return on Equity | 2.16% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,328 / 1,681 | |
| Net Interest Margin | 4.28% | 3.31% | 3.82% | 4.32% | Beats 74% | 444 / 1,683 | |
| Efficiency Ratio | 91.26% | 68.91% | 78.20% | 86.93% | Beats 16% | 1,417 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.03% | 0.26% | 0.65% | 1.29% | Beats 90% | 165 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 19.39% | 10.44% | 12.89% | 16.53% | Beats 85% | 250 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 19.39% | 10.44% | 12.89% | 16.53% | Beats 85% | 250 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 87.19% | 52.61% | 69.38% | 83.50% | 81st pctl | 313 / 1,683 | |
| Loans / Assets | 69.57% | 44.71% | 59.18% | 70.72% | 73rd pctl | 460 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||