Quay Schools
Tucumcari, NM · Charter 14758 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$8.6MAssets
$6.0MLoans
$6.9MShares
$1.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of credit unions under $1B in assets (rank 165 of 1682).
- Widest gap: efficiency ratio trails 84% of credit unions under $1B in assets (rank 1417 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.42%
Rank 1,209 of 1,683
Net Interest Margin
4.28%
Rank 444 of 1,683
Efficiency Ratio
91.26%
Rank 1,417 of 1,682
Equity / Assets
19.39%
Rank 250 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.42% | 0.35% | 0.74% | 1.18% | Beats 28% | 1,209 / 1,683 | |
| Return on Equity | 2.16% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,328 / 1,681 | |
| Net Interest Margin | 4.28% | 3.31% | 3.82% | 4.32% | Beats 74% | 444 / 1,683 | |
| Efficiency Ratio | 91.26% | 68.91% | 78.20% | 86.93% | Beats 16% | 1,417 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.26% | 0.65% | 1.29% | Beats 90% | 165 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.39% | 10.44% | 12.89% | 16.53% | Beats 85% | 250 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.39% | 10.44% | 12.89% | 16.53% | Beats 85% | 250 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.19% | 52.61% | 69.38% | 83.50% | 81st pctl | 313 / 1,683 | |
| Loans / Assets | 69.57% | 44.71% | 59.18% | 70.72% | 73rd pctl | 460 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |