Alexandria, LA · Charter 14651
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.88% | 0.60% | 0.44% | 0.04% | 0.70% | 0.76% | 0.98% | 0.71% | +66 bps | |
| Return on Equity | 7.73% | 5.47% | 3.91% | 0.36% | 5.12% | 5.67% | 7.15% | 5.15% | +479 bps | |
| Net Interest Margin | 4.78% | 4.39% | 3.98% | 5.02% | 5.65% | 5.60% | 5.58% | 5.55% | +53 bps | |
| Efficiency Ratio | 80.36% | 85.18% | 91.09% | 78.26% | 76.42% | 78.66% | 85.10% | 89.32% | +1,106 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.77% | 1.88% | -4.00% | -10.16% | -13.74% | -13.81% | -13.31% | -3.20% | +696 bps | |
| Loan Growth (YoY) | -9.30% | -11.13% | -10.49% | -8.68% | -11.44% | -12.17% | -11.57% | -9.65% | -97 bps | |
| Share Growth (YoY) | 4.48% | 1.32% | -5.14% | -11.81% | -15.92% | -16.32% | -15.93% | -4.89% | +692 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.28% | 1.04% | 0.70% | 0.87% | 1.69% | 1.41% | 1.93% | 1.73% | +86 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.38% | 11.03% | 11.20% | 12.26% | 13.57% | 13.47% | 13.71% | 13.69% | +143 bps | |
| Net Worth / Assets | 11.38% | 11.03% | 11.20% | 12.26% | 13.57% | 13.47% | 13.71% | 13.69% | +143 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.15% | 71.61% | 68.56% | 75.89% | 80.21% | 75.16% | 72.11% | 72.10% | -380 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |