Alexandria, LA · Charter 14651
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
33
Asset Quality
35
Profitability
72
Liquidity
96
Efficiency
30
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Alexandria, LA · Charter 14651
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.88% | 0.60% | 0.44% | 0.04% | 0.70% | 0.76% | 0.98% | 0.71% | +66 bps | |
| Return on Equity | 7.73% | 5.47% | 3.91% | 0.36% | 5.12% | 5.67% | 7.15% | 5.15% | +479 bps | |
| Net Interest Margin | 4.78% | 4.39% | 3.98% | 5.02% | 5.65% | 5.60% | 5.58% | 5.55% | +53 bps | |
| Efficiency Ratio | 80.36% | 85.18% | 91.09% | 78.26% | 76.42% | 78.66% | 85.10% | 89.32% | +1,106 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.77% | 1.88% | -4.00% | -10.16% | -13.74% | -13.81% | -13.31% | -3.20% | +696 bps | |
| Loan Growth (YoY) | -9.30% | -11.13% | -10.49% | -8.68% | -11.44% | -12.17% | -11.57% | -9.65% | -97 bps | |
| Share Growth (YoY) | 4.48% | 1.32% | -5.14% | -11.81% | -15.92% | -16.32% | -15.93% | -4.89% | +692 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.28% | 1.04% | 0.70% | 0.87% | 1.69% | 1.41% | 1.93% | 1.73% | +86 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.38% | 11.03% | 11.20% | 12.26% | 13.57% | 13.47% | 13.71% | 13.69% | +143 bps | |
| Net Worth / Assets | 11.38% | 11.03% | 11.20% | 12.26% | 13.57% | 13.47% | 13.71% | 13.69% | +143 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.15% | 71.61% | 68.56% | 75.89% | 80.21% | 75.16% | 72.11% | 72.10% | -380 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Alexandria, LA · Charter 14651 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
Return on Assets
0.71%
Rank 24 of 57
Net Interest Margin
5.55%
Rank 6 of 57
Efficiency Ratio
89.56%
Rank 40 of 56
Equity / Assets
13.69%
Rank 38 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.71% | 0.18% | 0.61% | 1.03% | Beats 58% | 24 / 57 | ||
| Return on Equity | 5.19% | 0.88% | 3.71% | 5.62% | Beats 68% | 18 / 57 | ||
| Net Interest Margin | 5.55% | 3.51% | 3.94% | 4.60% | Beats 89% | 6 / 57 | ||
| Efficiency Ratio | 89.56% | 76.49% | 84.29% | 92.65% | Beats 30% | 40 / 56 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.72% | 0.35% | 1.18% | 2.04% | Beats 35% | 38 / 57 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.69% | 11.86% | 15.46% | 23.44% | Beats 33% | 38 / 57 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.69% | 11.86% | 15.46% | 23.44% | Beats 33% | 38 / 57 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 72.10% | 55.77% | 71.07% | 79.18% | 56th pctl | 25 / 57 | ||
| Loans / Assets | 62.01% | 44.60% | 59.45% | 67.17% | 58th pctl | 24 / 57 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||