District 08
Alexandria, LA · Charter 14651 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
$9.0MAssets
$5.6MLoans
$7.8MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 89% of credit unions under $1B in assets in LA (rank 6 of 57).
- Widest gap: efficiency ratio trails 70% of credit unions under $1B in assets in LA (rank 40 of 56).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.71%
Rank 24 of 57
Net Interest Margin
5.55%
Rank 6 of 57
Efficiency Ratio
89.56%
Rank 40 of 56
Equity / Assets
13.69%
Rank 38 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.18% | 0.61% | 1.03% | Beats 58% | 24 / 57 | | |
| Return on Equity | 5.19% | 0.88% | 3.71% | 5.62% | Beats 68% | 18 / 57 | | |
| Net Interest Margin | 5.55% | 3.51% | 3.94% | 4.60% | Beats 89% | 6 / 57 | | |
| Efficiency Ratio | 89.56% | 76.49% | 84.29% | 92.65% | Beats 30% | 40 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.72% | 0.35% | 1.18% | 2.04% | Beats 35% | 38 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.69% | 11.86% | 15.46% | 23.44% | Beats 33% | 38 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.69% | 11.86% | 15.46% | 23.44% | Beats 33% | 38 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.10% | 55.77% | 71.07% | 79.18% | 56th pctl | 25 / 57 | | |
| Loans / Assets | 62.01% | 44.60% | 59.45% | 67.17% | 58th pctl | 24 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |