D.L. Evans Bank
Burley, ID · Cert 11666 · Peer group: banks $1B-$10B in assets operating regionally (n=174) · D L Evans Bcorp
State charter, non-member · FDIC · 39 branches
Q2 2026
$3.7BAssets
$1.8BLoans
$3.2BDeposits
$343.3MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of banks $1B-$10B in assets operating regionally (rank 38 of 174).
- Widest gap: total risk-based capital ratio trails 93% of banks $1B-$10B in assets operating regionally (rank 161 of 174).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.34%
Rank 73 of 174
Net Interest Margin
3.16%
Rank 137 of 174
Efficiency Ratio
51.59%
Rank 44 of 174
Equity / Assets
9.27%
Rank 125 of 174
Non-interest income vs. expense
Unfavorable gap of $47.5M · efficiency ratio beats 75% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.93% | 1.27% | 1.52% | Beats 58% | 73 / 174 | |
| Return on Equity | 14.39% | 9.26% | 11.89% | 14.41% | Beats 74% | 46 / 174 | |
| Net Interest Margin | 3.16% | 3.22% | 3.56% | 3.91% | Beats 21% | 137 / 174 | |
| Efficiency Ratio | 51.59% | 51.59% | 59.21% | 67.02% | Beats 75% | 44 / 174 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.29% | 0.60% | 1.18% | Beats 79% | 38 / 174 | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 79% | 39 / 174 | |
| Capital |
| Tier 1 Capital Ratio | 10.38% | 11.19% | 12.82% | 14.11% | Beats 10% | 156 / 174 | |
| Total Risk-Based Capital Ratio | 10.38% | 11.81% | 13.70% | 15.33% | Beats 7% | 161 / 174 | |
| Equity / Assets | 9.27% | 9.15% | 10.31% | 11.72% | Beats 28% | 125 / 174 | |
| Liquidity & Funding |
| Loans / Deposits | 57.19% | 80.93% | 90.31% | 97.12% | 2nd pctl | 171 / 174 | |
| Loans / Assets | 48.91% | 69.01% | 75.52% | 80.85% | 2nd pctl | 171 / 174 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |