D.L. Evans Bank
Burley, ID · Cert 11666 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · D L Evans Bcorp
State charter, non-member · FDIC · 39 branches
Q2 2026
$3.7BAssets
$1.8BLoans
$3.2BDeposits
$343.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 81% of banks $1B-$10B in assets operating regionally (rank 36 of 176).
- Widest gap: total risk-based capital ratio trails 92% of banks $1B-$10B in assets operating regionally (rank 162 of 176).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.34%
Rank 74 of 176
Net Interest Margin
3.16%
Rank 143 of 176
Efficiency Ratio
51.59%
Rank 40 of 176
Equity / Assets
9.27%
Rank 127 of 176
Non-interest income vs. expense
Unfavorable gap of $47.5M · efficiency ratio beats 78% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.93% | 1.26% | 1.54% | Beats 58% | 74 / 176 | | |
| Return on Equity | 14.39% | 9.26% | 11.89% | 14.46% | Beats 73% | 48 / 176 | | |
| Net Interest Margin | 3.16% | 3.25% | 3.59% | 3.93% | Beats 19% | 143 / 176 | | |
| Efficiency Ratio | 51.59% | 52.79% | 59.55% | 67.66% | Beats 78% | 40 / 176 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.30% | 0.64% | 1.32% | Beats 80% | 36 / 176 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.04% | 0.10% | Beats 81% | 36 / 176 | | |
| Capital |
| Tier 1 Capital Ratio | 10.38% | 11.15% | 12.72% | 14.15% | Beats 11% | 156 / 176 | | |
| Total Risk-Based Capital Ratio | 10.38% | 11.81% | 13.63% | 15.33% | Beats 8% | 162 / 176 | | |
| Equity / Assets | 9.27% | 9.16% | 10.35% | 11.80% | Beats 28% | 127 / 176 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.19% | 80.94% | 89.73% | 97.21% | 2nd pctl | 173 / 176 | | |
| Loans / Assets | 48.91% | 69.25% | 75.12% | 80.82% | 2nd pctl | 173 / 176 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |