Burley, ID · Cert 11666 · D L Evans Bcorp
State charter, non-member · FDIC · 39 branches
Q2 2026
Market Position · Boise City, ID · 2026 SOD (annual) · 5.0% share · #8 of 24 inst. · $1.0B of $19.4B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.03% | 1.07% | 1.12% | 1.42% | 1.34% | +32 bps | |
| Return on Equity | 12.33% | 12.50% | 12.97% | 15.79% | 14.79% | +246 bps | |
| Net Interest Margin | 2.87% | 2.90% | 2.97% | 3.11% | 3.16% | +29 bps | |
| Efficiency Ratio | 59.40% | 58.72% | 57.45% | 50.75% | 51.48% | -792 bps | |
| Non-Interest Burden | 1.52% | 1.52% | 1.49% | 1.10% | 1.28% | -24 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 12.48% | 6.89% | 7.07% | 8.27% | 4.21% | -827 bps | |
| Loan Growth (YoY) | 8.81% | 8.80% | 9.81% | 9.71% | 6.98% | -183 bps | |
| Deposit Growth (YoY) | 11.34% | 8.21% | 8.64% | 9.77% | 7.14% | -420 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.23% | 0.21% | 0.23% | 0.25% | 0.26% | +4 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.02% | 0.01% | 0.00% | 0.00% | -1 bps | |
| Allowance / Loans | 1.32% | 1.31% | 1.36% | 1.41% | 1.41% | +9 bps | |
| Allowance Coverage of NPLs | 5.9x | 6.1x | 5.9x | 5.7x | 5.3x | -0.5x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.97% | 9.93% | 10.00% | 10.15% | 10.38% | +41 bps | |
| Total Risk-Based Capital | 9.97% | 9.93% | 10.00% | 10.15% | 10.38% | +41 bps | |
| Equity / Assets | 8.51% | 9.07% | 8.90% | 9.08% | 9.27% | +76 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 57.28% | 58.25% | 55.80% | 56.63% | 57.19% | -9 bps | |
| Liquid Assets / Assets | 22.61% | 20.24% | 23.25% | 22.24% | 21.56% | -106 bps | |
| CRE / Total Capital | n/a | 247% | 250% | 251% | n/a | n/a | |