Shreveport, LA · Charter 11658
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.99% | -0.77% | -0.49% | -0.06% | 2.80% | 2.49% | 1.69% | -0.06% | 0 bps | |
| Return on Equity | -4.22% | -3.32% | -2.07% | -0.25% | 11.02% | 9.84% | 6.86% | -0.24% | 0 bps | |
| Net Interest Margin | 0.20% | 0.04% | 0.20% | 0.20% | 2.96% | 2.49% | 1.89% | 0.04% | -16 bps | |
| Efficiency Ratio | 420% | 1788% | 343% | 129.76% | 5.14% | 0.00% | 10.52% | 248% | +11,817 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.66% | 0.72% | 0.00% | -1.71% | -1.06% | -0.88% | 0.39% | 3.18% | +489 bps | |
| Loan Growth (YoY) | 104.71% | 99.03% | 0.00% | 149.41% | -36.09% | 490% | 1534% | 716% | +56,675 bps | |
| Share Growth (YoY) | 2.23% | 1.36% | 0.00% | -3.07% | -3.76% | -3.41% | -1.20% | 2.94% | +601 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 1.33% | 25.35% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 12.62% | 14.08% | 35.74% | 17.88% | 19.74% | 2.39% | 2.19% | 2.19% | -1,569 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 23.40% | 23.32% | 23.48% | 24.35% | 25.44% | 25.27% | 24.65% | 24.61% | +26 bps | |
| Net Worth / Assets | 23.40% | 23.32% | 23.48% | 24.35% | 25.44% | 25.27% | 24.65% | 24.61% | +26 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 5.31% | 4.76% | 1.87% | 3.90% | 3.53% | 29.10% | 30.92% | 30.95% | +2,705 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |