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Avenue Baptist Brotherhood

Shreveport, LA · Charter 11658

NCUA · 1 branch

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions under $1B in assets in LA3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions under $1B in assets in LA (n=57). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

79

Q2 2024Q2 2026peer median (50)

Asset Quality

100

Q2 2024Q2 2026peer median (50)

Profitability

11

Q2 2024Q2 2026peer median (50)

Liquidity

0

Q2 2024Q2 2026peer median

Efficiency

100

Q3 2024Q1 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Avenue Baptist Brotherhood

Shreveport, LA · Charter 11658

NCUA · 1 branch

Q2 2026

$601KAssets
$140KLoans
$453KShares
$148KNet Worth

Executive Summary

  • Earnings: ROA of -0.06%, unchanged from a year ago; NIM at 0.04%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 24.61%, up 26 bps from a year ago.
  • Funding: loans stand at 30.95% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

-0.06%0 bps YoY

Net Interest Margin (YTD, annualized)

0.04%-16 bps YoY

Efficiency Ratio (YTD, annualized)

248%+11,817 bps YoY

Net Worth / Assets

24.61%+26 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-0.99%-0.77%-0.49%-0.06%2.80%2.49%1.69%-0.06%0 bps
Return on Equity-4.22%-3.32%-2.07%-0.25%11.02%9.84%6.86%-0.24%0 bps
Net Interest Margin0.20%0.04%0.20%0.20%2.96%2.49%1.89%0.04%-16 bps
Efficiency Ratio420%1788%343%129.76%5.14%0.00%10.52%248%+11,817 bps
Growth
Asset Growth (YoY)1.66%0.72%0.00%-1.71%-1.06%-0.88%0.39%3.18%+489 bps
Loan Growth (YoY)104.71%99.03%0.00%149.41%-36.09%490%1534%716%+56,675 bps
Share Growth (YoY)2.23%1.36%0.00%-3.07%-3.76%-3.41%-1.20%2.94%+601 bps
Asset Quality
Delinquent Loans / Loans0.00%1.33%25.35%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans12.62%14.08%35.74%17.88%19.74%2.39%2.19%2.19%-1,569 bps
Capital
Risk-Based Capital23.40%23.32%23.48%24.35%25.44%25.27%24.65%24.61%+26 bps
Net Worth / Assets23.40%23.32%23.48%24.35%25.44%25.27%24.65%24.61%+26 bps
Liquidity & Funding
Loans / Shares5.31%4.76%1.87%3.90%3.53%29.10%30.92%30.95%+2,705 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Avenue Baptist Brotherhood

Shreveport, LA · Charter 11658 · Peer group: credit unions under $1B in assets in LA (n=57)

NCUA · 1 branch

Q2 2026

$601KAssets
$140KLoans
$453KShares
$148KNet Worth

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in LA (rank 7 of 57).
  • Widest gap: net interest margin trails 100% of credit unions under $1B in assets in LA (rank 57 of 57).
  • Overall: at or above the peer median on 3 of 6 directional measures.

Return on Assets

0.00%

Rank 48 of 57

Net Interest Margin

0.00%

Rank 57 of 57

Equity / Assets

24.63%

Rank 12 of 57

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets0.00%0.18%0.61%1.03%Beats 16%48 / 57
Return on Equity0.00%0.88%3.71%5.62%Beats 16%48 / 57
Net Interest Margin0.00%3.51%3.94%4.60%Beats 0%57 / 57
Efficiency Ration/aNot reported for this institution
Asset Quality
Nonperforming Loans / Loans0.00%0.35%1.18%2.04%Beats 100%7 / 57
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio24.63%11.86%15.46%23.44%Beats 79%12 / 57
Total Risk-Based Capital Ration/aNot reported for this institution
Equity / Assets24.63%11.86%15.46%23.44%Beats 79%12 / 57
Liquidity & Funding
Loans / Deposits30.91%55.77%71.07%79.18%4th pctl55 / 57
Loans / Assets23.29%44.60%59.45%67.17%2nd pctl56 / 57
Brokered Deposits / Depositsn/aNot reported for this institution