PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Avenue Baptist Brotherhood

Shreveport, LA · Charter 11658

NCUA · 1 branch

Q2 2026

$601KAssets
$140KLoans
$453KShares
$148KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -0.06%, unchanged from a year ago; NIM at 0.04%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 24.61%, up 26 bps from a year ago.
  • Funding: loans stand at 30.95% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

-0.06%0 bps YoY

Net Interest Margin (YTD, annualized)

0.04%-16 bps YoY

Efficiency Ratio (YTD, annualized)

248%+11,817 bps YoY

Net Worth / Assets

24.61%+26 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-0.06%2.80%2.49%1.69%-0.06%0 bps
Return on Equity-0.25%11.02%9.84%6.86%-0.24%0 bps
Net Interest Margin0.20%2.96%2.49%1.89%0.04%-16 bps
Efficiency Ratio129.76%5.14%0.00%10.52%248%+11,817 bps
Growth
Asset Growth (YoY)-1.71%-1.06%-0.88%0.39%3.18%+489 bps
Loan Growth (YoY)149.41%-36.09%490%1534%716%+56,675 bps
Share Growth (YoY)-3.07%-3.76%-3.41%-1.20%2.94%+601 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans17.88%19.74%2.39%2.19%2.19%-1,569 bps
Capital
Risk-Based Capital24.35%25.44%25.27%24.65%24.61%+26 bps
Net Worth / Assets24.35%25.44%25.27%24.65%24.61%+26 bps
Liquidity & Funding
Loans / Shares3.90%3.53%29.10%30.92%30.95%+2,705 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps