PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Maple

Lafayette, LA · Charter 10241

NCUA · 2 branches

Q2 2026

$71.6MAssets
$51.4MLoans
$60.4MShares
$11.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.87%, down 10 bps year over year; NIM at 4.14%.
  • Asset quality: problem loans at 0.95% of loans (+31 bps YoY).
  • Capital: net worth / assets of 15.43%, up 101 bps from a year ago.
  • Funding: loans stand at 85.17% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.87%-10 bps YoY

Net Interest Margin (YTD, annualized)

4.14%+29 bps YoY

Efficiency Ratio (YTD, annualized)

77.44%-38 bps YoY

Net Worth / Assets

15.43%+101 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.97%1.10%0.93%0.84%0.87%-10 bps
Return on Equity6.75%7.43%6.17%5.61%5.66%-110 bps
Net Interest Margin3.85%3.93%4.03%4.05%4.14%+29 bps
Efficiency Ratio77.82%76.08%76.60%77.89%77.44%-38 bps
Growth
Asset Growth (YoY)5.21%5.36%3.53%0.31%-0.94%-616 bps
Loan Growth (YoY)-1.67%-0.39%0.09%0.53%-1.28%+39 bps
Share Growth (YoY)5.50%5.68%2.99%-0.57%-2.19%-769 bps
Asset Quality
Delinquent Loans / Loans0.64%0.83%0.80%0.86%0.95%+31 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital14.43%14.83%15.05%15.02%15.43%+101 bps
Net Worth / Assets14.43%14.83%15.05%15.02%15.43%+101 bps
Liquidity & Funding
Loans / Shares84.38%86.67%86.34%83.12%85.17%+78 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps