Maple
Lafayette, LA · Charter 10241 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
$71.6MAssets
$51.4MLoans
$60.4MShares
$11.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 75% of credit unions under $1B in assets in LA (rank 14 of 57).
- Widest gap: equity / assets trails 53% of credit unions under $1B in assets in LA (rank 30 of 57).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.87%
Rank 19 of 57
Net Interest Margin
4.14%
Rank 22 of 57
Efficiency Ratio
77.41%
Rank 19 of 56
Equity / Assets
15.43%
Rank 30 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.18% | 0.61% | 1.03% | Beats 67% | 19 / 57 | |
| Return on Equity | 5.66% | 0.88% | 3.71% | 5.62% | Beats 75% | 14 / 57 | |
| Net Interest Margin | 4.14% | 3.51% | 3.94% | 4.60% | Beats 61% | 22 / 57 | |
| Efficiency Ratio | 77.41% | 76.49% | 84.29% | 92.65% | Beats 68% | 19 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.35% | 1.18% | 2.04% | Beats 67% | 20 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.43% | 11.86% | 15.46% | 23.44% | Beats 47% | 30 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.43% | 11.86% | 15.46% | 23.44% | Beats 47% | 30 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 85.16% | 55.77% | 71.07% | 79.18% | 79th pctl | 12 / 57 | |
| Loans / Assets | 71.81% | 44.60% | 59.45% | 67.17% | 88th pctl | 7 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |