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Maple

Lafayette, LA · Charter 10241

NCUA · 2 branches

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions under $1B in assets in LA3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

47

Q2 2024Q2 2026peer median (50)

Asset Quality

67

Q2 2024Q2 2026peer median (50)

Profitability

68

Q2 2024Q2 2026peer median (50)

Liquidity

44

Q2 2024Q2 2026peer median

Efficiency

68

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Maple

Lafayette, LA · Charter 10241

NCUA · 2 branches

Q2 2026

$71.6MAssets
$51.4MLoans
$60.4MShares
$11.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.87%, down 10 bps year over year; NIM at 4.14%.
  • Asset quality: problem loans at 0.95% of loans (+31 bps YoY).
  • Capital: net worth / assets of 15.43%, up 101 bps from a year ago.
  • Funding: loans stand at 85.17% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.87%-10 bps YoY

Net Interest Margin (YTD, annualized)

4.14%+29 bps YoY

Efficiency Ratio (YTD, annualized)

77.44%-38 bps YoY

Net Worth / Assets

15.43%+101 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.97%1.10%0.93%0.84%0.87%-10 bps
Return on Equity6.75%7.43%6.17%5.61%5.66%-110 bps
Net Interest Margin3.85%3.93%4.03%4.05%4.14%+29 bps
Efficiency Ratio77.82%76.08%76.60%77.89%77.44%-38 bps
Growth
Asset Growth (YoY)5.21%5.36%3.53%0.31%-0.94%-616 bps
Loan Growth (YoY)-1.67%-0.39%0.09%0.53%-1.28%+39 bps
Share Growth (YoY)5.50%5.68%2.99%-0.57%-2.19%-769 bps
Asset Quality
Delinquent Loans / Loans0.64%0.83%0.80%0.86%0.95%+31 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital14.43%14.83%15.05%15.02%15.43%+101 bps
Net Worth / Assets14.43%14.83%15.05%15.02%15.43%+101 bps
Liquidity & Funding
Loans / Shares84.38%86.67%86.34%83.12%85.17%+78 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Maple

Lafayette, LA · Charter 10241 · Peer group: credit unions under $1B in assets in LA (n=56-57)

NCUA · 2 branches

Q2 2026

$71.6MAssets
$51.4MLoans
$60.4MShares
$11.1MNet Worth

Executive Summary

  • Strongest standing: return on equity outperforms 75% of credit unions under $1B in assets in LA (rank 14 of 57).
  • Widest gap: equity / assets trails 53% of credit unions under $1B in assets in LA (rank 30 of 57).
  • Overall: at or above the peer median on 5 of 7 directional measures.

Return on Assets

0.87%

Rank 19 of 57

Net Interest Margin

4.14%

Rank 22 of 57

Efficiency Ratio

77.41%

Rank 19 of 56

Equity / Assets

15.43%

Rank 30 of 57

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets0.87%0.18%0.61%1.03%Beats 67%19 / 57
Return on Equity5.66%0.88%3.71%5.62%Beats 75%14 / 57
Net Interest Margin4.14%3.51%3.94%4.60%Beats 61%22 / 57
Efficiency Ratio77.41%76.49%84.29%92.65%Beats 68%19 / 56
Asset Quality
Nonperforming Loans / Loans0.95%0.35%1.18%2.04%Beats 67%20 / 57
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio15.43%11.86%15.46%23.44%Beats 47%30 / 57
Total Risk-Based Capital Ration/aNot reported for this institution
Equity / Assets15.43%11.86%15.46%23.44%Beats 47%30 / 57
Liquidity & Funding
Loans / Deposits85.16%55.77%71.07%79.18%79th pctl12 / 57
Loans / Assets71.81%44.60%59.45%67.17%88th pctl7 / 57
Brokered Deposits / Depositsn/aNot reported for this institution