Cordova, TN · Charter 9994
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.11% | -0.08% | -0.04% | 0.18% | 0.24% | +35 bps | |
| Return on Equity | -0.81% | -0.56% | -0.25% | 1.29% | 1.83% | +265 bps | |
| Net Interest Margin | 2.84% | 2.94% | 3.01% | 3.07% | 3.02% | +18 bps | |
| Efficiency Ratio | 100.72% | 99.92% | 99.32% | 95.53% | 93.55% | -717 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.43% | -1.02% | -0.55% | 0.64% | 3.92% | +435 bps | |
| Loan Growth (YoY) | -6.26% | -6.47% | -6.69% | -6.98% | 5.17% | +1,143 bps | |
| Share Growth (YoY) | -0.63% | -1.14% | -0.56% | 0.65% | 4.43% | +506 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.04% | 0.00% | 0.13% | 0.21% | 0.27% | +22 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.61% | 13.88% | 14.00% | 13.84% | 13.24% | -37 bps | |
| Net Worth / Assets | 13.61% | 13.88% | 14.00% | 13.84% | 13.24% | -37 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 30.49% | 30.78% | 30.07% | 29.35% | 30.71% | +22 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |