Healthnet
Cordova, TN · Charter 9994 · Peer group: credit unions under $1B in assets in the Memphis, TN-MS-AR area (n=20)
NCUA · 3 branches
Q2 2026
$58.1MAssets
$15.3MLoans
$49.8MShares
$7.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 80% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 5 of 20).
- Widest gap: net interest margin trails 90% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 18 of 20).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.24%
Rank 14 of 20
Net Interest Margin
3.02%
Rank 18 of 20
Efficiency Ratio
93.62%
Rank 16 of 20
Equity / Assets
13.24%
Rank 15 of 20
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.24% | 0.17% | 0.80% | 1.30% | Beats 30% | 14 / 20 | |
| Return on Equity | 1.82% | 1.70% | 5.99% | 7.93% | Beats 30% | 14 / 20 | |
| Net Interest Margin | 3.02% | 3.56% | 3.85% | 4.24% | Beats 10% | 18 / 20 | |
| Efficiency Ratio | 93.62% | 66.59% | 84.75% | 93.62% | Beats 25% | 16 / 20 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.32% | 0.63% | 1.03% | Beats 80% | 5 / 20 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.24% | 13.24% | 17.38% | 21.71% | Beats 25% | 15 / 20 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.24% | 13.24% | 17.38% | 21.71% | Beats 25% | 15 / 20 | |
| Liquidity & Funding |
| Loans / Deposits | 30.70% | 36.24% | 50.72% | 82.35% | 15th pctl | 17 / 20 | |
| Loans / Assets | 26.31% | 30.61% | 46.06% | 66.54% | 15th pctl | 17 / 20 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |