Baton Rouge, LA · Charter 9931
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.30% | 0.40% | 0.41% | 0.41% | 0.59% | 0.83% | 0.50% | 0.67% | +26 bps | |
| Return on Equity | 2.07% | 2.67% | 2.75% | 2.78% | 3.88% | 5.28% | 3.23% | 4.20% | +142 bps | |
| Net Interest Margin | 3.25% | 3.29% | 3.01% | 3.02% | 3.14% | 3.17% | 3.42% | 3.38% | +35 bps | |
| Efficiency Ratio | 89.97% | 87.75% | 86.13% | 86.14% | 80.71% | 77.35% | 84.69% | 79.93% | -621 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.65% | -0.17% | 0.18% | 0.67% | 0.82% | 1.14% | 0.84% | -1.13% | -181 bps | |
| Loan Growth (YoY) | 3.35% | 1.24% | 0.06% | -1.35% | -0.64% | 0.40% | 1.05% | -2.38% | -103 bps | |
| Share Growth (YoY) | -1.71% | -1.93% | -1.57% | -0.83% | -0.76% | -0.12% | -0.47% | -2.82% | -199 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.22% | 0.47% | 0.31% | 0.23% | 0.17% | 0.33% | 0.25% | 0.30% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.72% | 14.99% | 14.76% | 14.79% | 15.21% | 15.65% | 15.47% | 15.91% | +112 bps | |
| Net Worth / Assets | 14.72% | 14.99% | 14.76% | 14.79% | 15.21% | 15.65% | 15.47% | 15.91% | +112 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.84% | 82.66% | 79.05% | 80.09% | 81.95% | 83.09% | 80.26% | 80.46% | +36 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |