Baton Rouge, LA · Charter 9931
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Baton Rouge, LA area (n=21). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
52
Asset Quality
90
Profitability
36
Liquidity
64
Efficiency
57
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Baton Rouge, LA · Charter 9931
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.30% | 0.40% | 0.41% | 0.41% | 0.59% | 0.83% | 0.50% | 0.67% | +26 bps | |
| Return on Equity | 2.07% | 2.67% | 2.75% | 2.78% | 3.88% | 5.28% | 3.23% | 4.20% | +142 bps | |
| Net Interest Margin | 3.25% | 3.29% | 3.01% | 3.02% | 3.14% | 3.17% | 3.42% | 3.38% | +35 bps | |
| Efficiency Ratio | 89.97% | 87.75% | 86.13% | 86.14% | 80.71% | 77.35% | 84.69% | 79.93% | -621 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.65% | -0.17% | 0.18% | 0.67% | 0.82% | 1.14% | 0.84% | -1.13% | -181 bps | |
| Loan Growth (YoY) | 3.35% | 1.24% | 0.06% | -1.35% | -0.64% | 0.40% | 1.05% | -2.38% | -103 bps | |
| Share Growth (YoY) | -1.71% | -1.93% | -1.57% | -0.83% | -0.76% | -0.12% | -0.47% | -2.82% | -199 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.22% | 0.47% | 0.31% | 0.23% | 0.17% | 0.33% | 0.25% | 0.30% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.72% | 14.99% | 14.76% | 14.79% | 15.21% | 15.65% | 15.47% | 15.91% | +112 bps | |
| Net Worth / Assets | 14.72% | 14.99% | 14.76% | 14.79% | 15.21% | 15.65% | 15.47% | 15.91% | +112 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.84% | 82.66% | 79.05% | 80.09% | 81.95% | 83.09% | 80.26% | 80.46% | +36 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Baton Rouge, LA · Charter 9931 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 4 branches
Q2 2026
Return on Assets
0.67%
Rank 10 of 21
Net Interest Margin
3.37%
Rank 18 of 21
Efficiency Ratio
79.98%
Rank 10 of 21
Equity / Assets
15.91%
Rank 10 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.67% | 0.20% | 0.59% | 1.13% | Beats 52% | 10 / 21 | ||
| Return on Equity | 4.19% | 1.01% | 4.78% | 7.97% | Beats 43% | 12 / 21 | ||
| Net Interest Margin | 3.37% | 3.81% | 3.95% | 4.86% | Beats 14% | 18 / 21 | ||
| Efficiency Ratio | 79.98% | 72.50% | 80.80% | 90.61% | Beats 57% | 10 / 21 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.30% | 0.36% | 0.80% | 1.45% | Beats 90% | 3 / 21 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.91% | 11.23% | 14.10% | 17.49% | Beats 52% | 10 / 21 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 15.91% | 11.23% | 14.10% | 17.49% | Beats 52% | 10 / 21 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 80.45% | 58.58% | 76.49% | 83.93% | 67th pctl | 7 / 21 | ||
| Loans / Assets | 67.31% | 53.07% | 62.76% | 69.97% | 67th pctl | 7 / 21 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||