Broadview, IL · Charter 97097
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.28% | 0.33% | 0.18% | 0.27% | 0.33% | 0.23% | 0.13% | 0.32% | +5 bps | |
| Return on Equity | 1.99% | 2.38% | 1.32% | 1.95% | 2.41% | 1.69% | 0.99% | 2.30% | +35 bps | |
| Net Interest Margin | 3.57% | 3.60% | 3.87% | 3.93% | 3.98% | 4.04% | 4.25% | 4.38% | +45 bps | |
| Efficiency Ratio | 93.24% | 91.75% | 91.53% | 86.70% | 85.25% | 88.12% | 90.63% | 87.09% | +39 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.89% | -2.73% | -1.60% | -0.47% | 3.36% | 2.16% | 1.63% | 0.12% | +58 bps | |
| Loan Growth (YoY) | -2.43% | -1.17% | -1.36% | -2.06% | -2.77% | -1.23% | -3.07% | -2.93% | -86 bps | |
| Share Growth (YoY) | -7.00% | -3.57% | -2.22% | -1.01% | 3.37% | 2.21% | 1.65% | -0.19% | +82 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.38% | 0.85% | 0.92% | 0.82% | 0.89% | 0.94% | 0.89% | 1.24% | +42 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.85% | 13.72% | 13.70% | 13.75% | 13.74% | 13.64% | 13.67% | 13.96% | +21 bps | |
| Net Worth / Assets | 13.85% | 13.72% | 13.70% | 13.75% | 13.74% | 13.64% | 13.67% | 13.96% | +21 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 64.94% | 63.78% | 62.72% | 62.14% | 61.08% | 61.63% | 59.80% | 60.43% | -171 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |