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Broadview, IL · Charter 97097

NCUA · 1 branch

Q2 2026

$57.9MAssets
$30.0MLoans
$49.6MShares
$8.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.32%, up 5 bps year over year; NIM at 4.38%.
  • Asset quality: problem loans at 1.24% of loans (+42 bps YoY).
  • Capital: net worth / assets of 13.96%, up 21 bps from a year ago.
  • Funding: loans stand at 60.43% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.32%+5 bps YoY

Net Interest Margin (YTD, annualized)

4.38%+45 bps YoY

Efficiency Ratio (YTD, annualized)

87.09%+39 bps YoY

Net Worth / Assets

13.96%+21 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.27%0.33%0.23%0.13%0.32%+5 bps
Return on Equity1.95%2.41%1.69%0.99%2.30%+35 bps
Net Interest Margin3.93%3.98%4.04%4.25%4.38%+45 bps
Efficiency Ratio86.70%85.25%88.12%90.63%87.09%+39 bps
Growth
Asset Growth (YoY)-0.47%3.36%2.16%1.63%0.12%+58 bps
Loan Growth (YoY)-2.06%-2.77%-1.23%-3.07%-2.93%-86 bps
Share Growth (YoY)-1.01%3.37%2.21%1.65%-0.19%+82 bps
Asset Quality
Delinquent Loans / Loans0.82%0.89%0.94%0.89%1.24%+42 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.75%13.74%13.64%13.67%13.96%+21 bps
Net Worth / Assets13.75%13.74%13.64%13.67%13.96%+21 bps
Liquidity & Funding
Loans / Shares62.14%61.08%61.63%59.80%60.43%-171 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps