Silver State Schools
Las Vegas, NV · Charter 97085 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 11 branches
Q2 2026
$1.3BAssets
$1.0BLoans
$1.2BShares
$133.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 73% of credit unions $1B-$10B in assets (rank 118 of 435).
- Widest gap: equity / assets trails 67% of credit unions $1B-$10B in assets (rank 290 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.90%
Rank 178 of 435
Net Interest Margin
3.70%
Rank 118 of 435
Efficiency Ratio
68.17%
Rank 164 of 435
Equity / Assets
10.15%
Rank 290 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.55% | 0.81% | 1.14% | Beats 59% | 178 / 435 | | |
| Return on Equity | 8.89% | 5.12% | 7.41% | 9.70% | Beats 67% | 142 / 435 | | |
| Net Interest Margin | 3.70% | 3.01% | 3.39% | 3.75% | Beats 73% | 118 / 435 | | |
| Efficiency Ratio | 68.17% | 65.25% | 71.39% | 77.86% | Beats 63% | 164 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.45% | 0.69% | 1.05% | Beats 61% | 169 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.15% | 9.81% | 10.84% | 12.63% | Beats 33% | 290 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.15% | 9.81% | 10.84% | 12.63% | Beats 33% | 290 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.35% | 78.33% | 88.38% | 95.61% | 54th pctl | 202 / 435 | | |
| Loans / Assets | 79.37% | 67.69% | 74.58% | 80.80% | 68th pctl | 141 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |