Las Vegas, NV · Charter 97085
NCUA · 11 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
33
Asset Quality
61
Profitability
66
Liquidity
93
Efficiency
63
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Las Vegas, NV · Charter 97085
NCUA · 11 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.38% | 0.15% | 0.45% | 0.56% | 0.93% | 0.98% | 0.83% | 0.90% | +34 bps | |
| Return on Equity | 3.90% | 1.56% | 4.83% | 5.90% | 9.35% | 9.79% | 8.36% | 8.89% | +299 bps | |
| Net Interest Margin | 2.76% | 2.82% | 3.35% | 3.55% | 3.59% | 3.52% | 3.74% | 3.70% | +16 bps | |
| Efficiency Ratio | 80.29% | 78.56% | 80.51% | 76.97% | 71.60% | 67.94% | 68.13% | 68.17% | -880 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 8.70% | 9.72% | 8.20% | 4.34% | 2.46% | 2.26% | 2.52% | 3.48% | -86 bps | |
| Loan Growth (YoY) | 9.91% | 6.12% | 5.93% | 5.67% | 5.20% | 10.92% | 14.64% | 12.66% | +699 bps | |
| Share Growth (YoY) | 9.04% | 10.58% | 7.65% | 3.79% | 1.52% | 0.30% | -0.47% | 0.50% | -329 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.69% | 0.69% | 0.48% | 0.57% | 0.48% | 0.56% | 0.49% | 0.59% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.74% | 9.36% | 9.22% | 9.50% | 9.89% | 9.96% | 9.88% | 10.15% | +65 bps | |
| Net Worth / Assets | 9.74% | 9.36% | 9.22% | 9.50% | 9.89% | 9.96% | 9.88% | 10.15% | +65 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.70% | 77.56% | 76.79% | 79.70% | 82.59% | 85.78% | 88.45% | 89.35% | +964 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Las Vegas, NV · Charter 97085 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 11 branches
Q2 2026
Return on Assets
0.90%
Rank 178 of 435
Net Interest Margin
3.70%
Rank 118 of 435
Efficiency Ratio
68.17%
Rank 164 of 435
Equity / Assets
10.15%
Rank 290 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.90% | 0.55% | 0.81% | 1.14% | Beats 59% | 178 / 435 | ||
| Return on Equity | 8.89% | 5.12% | 7.41% | 9.70% | Beats 67% | 142 / 435 | ||
| Net Interest Margin | 3.70% | 3.01% | 3.39% | 3.75% | Beats 73% | 118 / 435 | ||
| Efficiency Ratio | 68.17% | 65.25% | 71.39% | 77.86% | Beats 63% | 164 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.59% | 0.45% | 0.69% | 1.05% | Beats 61% | 169 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.15% | 9.81% | 10.84% | 12.63% | Beats 33% | 290 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.15% | 9.81% | 10.84% | 12.63% | Beats 33% | 290 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 89.35% | 78.33% | 88.38% | 95.61% | 54th pctl | 202 / 435 | ||
| Loans / Assets | 79.37% | 67.69% | 74.58% | 80.80% | 68th pctl | 141 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||